Survey study finds 1 in 3 Americans with a high-deductible health plan lack a Health Savings Account

Health savings accounts (HSAs) can be used by enrollees in high-deductible health plans (HDHPs) to save for health care expenses before taxes. Expansion of and encouraging contributions to HSAs have been centerpieces of recent federal legislation. In a national survey of 1637 respondents, approximately 1 in 3 adults enrolled in a high-deductible health plan did not have a health savings account. Among those with a health savings account, most had not contributed money into it in the last year. CBSSM's Jeffrey Kullgren was lead author on the study. Former CBSSM Director, Angela Fagerlin was the senior author.